We used to tip in quarters. We would hide them under everything and only when the waitress was not around. Then leave and make it appear we had not tipped. The last time I was involved in that we left an entire roll of quarters on the table under various items. » 7/23/14 3:37pm Yesterday 3:37pm

I was only half joking. It really is the biggest determining factor to success though. Nothing predicts it as well. Not only because of the possible assistance they give, but also because of the learning opportunity. Your kids for instance will have a huge financial advantage over those of someone who does not know… » 7/23/14 12:34pm Yesterday 12:34pm